*$20 Kogan.com Credit offer (“Offer”): Valid for Kogan Comprehensive Car Insurance, combined Kogan Home and Contents Insurance, Kogan Energy, Kogan Pet Insurance, Kogan Internet Plans (Bronze, Silver, Gold, Platinum & Diamond) and 365 Day Kogan Mobile Plans (“Eligible Services”). To be eligible you must be a Kogan First member at the time of signing up for the service up until the end of the 45 day period. The Offer is only available to Kogan First members who are current customers of an Eligible Service at the time the Credit is applied and have been customers of the Eligible Services for at least 45 days at the time the Credit is applied (“Qualifying Period”). $20 Kogan.com credit (“Credit”) will be applied annually for each Eligible Service within 30 days of customers completing the Qualifying Period. The Credit will be sent to the e-mail address of eligible customers. Credit is earned for each Eligible Service you join, allowing a maximum of $120 Kogan.com Credit to be granted each year, which starts from the time the Credit for the first Eligible Service is credited to your Kogan.com account. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Eligible Service. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Eligible Service, contained in the relevant terms and conditions or product disclosure statement when applying for the Eligible Service. Credit expires 14 days from date of issue. Credit is not transferable or redeemable for cash. If an Eligible Service is discontinued, you will no longer receive any further Credits for the relevant service. If the Kogan First program is discontinued or your membership is cancelled or terminated (see Kogan First terms and conditions here), you will stop receiving Credits. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time.